“Dollars on demand” policies must end
If you borrow money you have to pay it back. Terence, this is stupidly silly and obviously true stuff. The fact that a bunch of overgrown children, who have no…
Posts tagged with
“student loan debt”
I Judged Student-Loan Borrowers … Until I Became One
Student loans have been at the forefront of higher-education policy discussions for quite some time. The recent actions taken by the Biden Administration on student-loan forgiveness have made the issue…
Connecting Degree Return-On-Investment with a Better Financing System
While some nerdy people like me thought that college was fun, and so stayed in it for life, for most people it is a chore to be completed with the…
When Community College Is a Good Investment―And When It Isn’t
Community college is often seen as a cheaper alternative to traditional four-year undergraduate degree programs, providing students with a widely-accessible means to pursue a postsecondary education without being burdened by…
Did You Know? States Ranked by Debt and Earnings
Last October, the Texas Public Policy Foundation released its national report on the state rankings for public higher education. The ranking is based on median student loan debt and median…
Letter to the Editor: Restructure student loan payments
To the editor: In reading the many points presented and disparity in socio- economic difference, why has no one ever merely looked at the repayment system and interest accrual on…
Will Your College Degree be a Good Investment?
From the 1960s until quite recently, the conventional wisdom in America was that going to college and earning a degree was a very good investment. The time and money that…
How Did We Get Into the Debt Trap?
No one spoke of college students being trapped in debt until rather recently. Prior to the advent of federal student aid programs, college wasn’t expensive, few Americans regarded it as…
Did You Know? Another Pause on Student Loan Repayments
Student loans in the U.S. total nearly $1.7 trillion, and at the start of the COVID-19 pandemic, President Trump temporarily paused federal student loan payments and dropped interest rates to…
North Carolina Aims to Halt Predatory Student Loan Lending
Student debt isn’t necessarily always bad. For some, taking out the necessary amount of loans to fund one’s education may be a prudent decision. But before taking out a loan,…